• In Mediclaim standard policy exclusions are

    Religare Health Insurance - The standard policy exclusions are-  
    • Any pre-existing illness.
    • Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 30 days of Policy Period Start date.
    • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
    • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
    • Medical expenses incurred for treatment of AIDS
    • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
    • Congenital disease
    • Tests and treatment relating to infertility and in vitro fertilization.
    • War, riot, strike, nuclear weapons induced hospitalization.
    For more details, kindly refer to our health insurance policy's detailed exclusion list.

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